Working out your insurance needs can be complex, and may need specialist advice from valuation experts, security advisors and conservators, as well as your insurance providers. The risks you insure against, and how much cover you need, will depend on related procedures including Valuation and Emergency planning for collections. Items of low financial worth but great significance may need enough insurance to cover swift emergency treatment after a disaster, followed by years of remedial conservation work.
Ensuring your own objects, loans and other objects left in your care have appropriate cover against damage or loss.
This is the Spectrum standard for Insurance and indemnity. It includes policy questions and sets out the minimum requirements you should aim to meet however you put this procedure into practice.
This suggested procedure shows how you might meet the Spectrum standard for Insurance and indemnity. It is presented in two formats: text and workflow diagram. They are meant to be starting points for you to adapt to the needs of your own museum.